State Fund Partners with Stream, the AI Injury Claims Defense Platform
One of California's largest workers' compensation insurers selects Stream to help its claims teams review claims evidence faster and more efficiently
SAN FRANCISCO, Oct. 30, 2026 — Stream, the AI injury claims defense platform, today announced a partnership with State Compensation Insurance Fund (State Fund), one of the largest providers of workers' compensation insurance in California. State Fund's claims teams will use Stream's platform to review large sets of claims evidence, including medical records, with greater speed and consistency to support better outcomes for injured workers and California employers.
Why it matters
Injury claims are decided on evidence. A single workers' compensation claim can generate thousands of pages of medical records, correspondence, and legal filings, and claims teams must work through all of it to make sound decisions. Stream's AI platform organizes that evidence, surfaces what matters, and flags the inconsistencies that drive claim outcomes, while every decision stays with the claims professional.
In California, Stream's solutions help insurance carriers save millions of dollars a year on claims expense line items, reducing overall losses paid.
Stream's platform is delivered as a secure, US-hosted service with SOC 2 Type II controls. Every output links back to its source page so adjusters can verify it, and customer data is never used to train AI models.
Executive perspectives
"Our claims professionals review enormous volumes of evidence on behalf of injured workers and California employers, and partnering with Stream will allow them to work faster and more efficiently," said Lance Lum, Executive Vice President of Corporate Claims of State Fund. “We’re excited about the potential of this partnership.”
"State Fund's claims organization is one of the most sophisticated in the country, and earning its trust is a milestone for Stream," said Eric Yen, Co-Founder and CEO of Stream. "Injury claims are decided on evidence, and claims teams deserve a platform that helps them see all of it clearly. We are honored to partner with State Fund to deliver that."
About the partnership
State Fund selected Stream following an evaluation by its claims leadership and technology teams. Stream's platform is being rolled out across State Fund's claims operations, and the two organizations may collaborate on additional use cases over the course of the relationship.
About State Fund
State Fund is California’s leading provider of workers’ compensation insurance. Not for profit and funded solely by premiums and investment income, we’ve supported California’s entrepreneurial spirit and played a vital role in the state’s economy for more than 100 years. By innovating in areas such as workplace safety and injured workers care, we’re committed to serving California for the next 100 years as well. To learn more or get a quote, contact your broker or visit www.StateFundCA.com.
About Stream
Stream is the AI injury claims defense platform for insurance claims teams. Stream helps claims professionals review large sets of claims evidence, including medical records, correspondence, legal filings, and claims system data, to find the insights and inconsistencies that drive better outcomes on workers' compensation, bodily injury, and personal injury claims. Stream's customers reduce claims expense and overall losses paid while keeping every decision in the hands of their adjusters. Stream serves leading carriers, defense firms, and employers, is a member of the Guidewire Tech Alliances program, and is a Y Combinator company backed by Spark Capital, Acrew Capital, TTV Capital, and Nevcaut Ventures. Learn more at www.stream.claims.
Media contacts
Stream: Lance Zhou, lance@stream.claims
State Fund: Susan Wells, swells@scif.com
